Portfolios

Customized portfolios built and managed to work toward preserving your wealth and grow your assets in line with your goals.

Tailored portfolios

Building your portfolio begins with a detailed discussion of your financial goals, your tolerance for investment risk, cash requirements and the timing for when you will need money to fund long-term or short-term goals and priorities.

 

Portfolio construction

Historically we have centered portfolio construction around large cap domestic stocks and bonds. If economic conditions and domestic growth warrant, we may add small and mid cap holdings as well. We may also include international holdings to take advantage of specific geographical areas or specific countries. On the fixed income side, we can include a full range of products that target different areas of the bond market, domestically or internationally.

 

Portfolio management

Our team provides daily oversight of your portfolio. When it is appropriate, we may take advantage of what we feel are market opportunities, including using volatility to take advantage of upside potential appropriate to your specific risk tolerance. Similarly, when conditions are not attractive, our efforts will generally be focused on limiting your assets from substantial declines. 

 

Socially responsible portfolio management

Socially responsible investing provides an opportunity for investors to more closely align their investment objectives with their personal values. Environmental, social, and governance (ESG) analysis is the non-financial information in the investment decision making process. Examples of ESG include climate change risk, product life cycle management, treatment of workers, product safety, gender diversity, and date privacy and security. We are proud to offer socially responsible investing options for those clients who want to tailor their portfolio to mirror their values, potentially without sacrificing investment returns.

 

The prices of mid-cap company stocks are generally more volatile than large company stocks. They often involve higher risks because mid-cap companies may lack the management expertise, financial resources, product diversification and competitive strengths to endure adverse economic conditions.

Investing in foreign securities presents certain risks not associated with domestic investments, such as currency fluctuation, political and economic instability, and different accounting standards. This may result in greater share price volatility.

The prices of small company stocks are generally more volatile than large company stocks. They often involve higher risks because smaller companies may lack the management expertise, financial resources, product diversification and competitive strengths to endure adverse economic conditions.

Investments in fixed-income securities are subject to market, interest rate, credit and other risks. Bond prices fluctuate inversely to changes in interest rates. Therefore, a general rise in interest rates can result in the decline in the bond's price. Credit risk is the risk that an issuer will default on payments of interest and/or principal. This risk is heightened in lower rated bonds. If sold prior to maturity, fixed income securities are subject to market risk. All fixed income investments may be worth less than their original cost upon redemption or maturity.

 

 

 

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